Book How To Make Your Money Last Description/summary:
“With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they’re going to run out of money in their older age. That won’t happen if you use a few tricks for squeezing higher payments from your assets–from your Social Security account , pension , home equity , savings , and retirement accounts . The right moves will not only raise the amount you have to spend, they’ll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you’ll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they’d hoped for, this book will become the essential guide”–
What Are Some Of The Very First Things You Should Do When You Retire
The important thing to remember is that its common for people, within the first few days and weeks of retirement, to feel lost. When youve been working for decades and then suddenly stop that routine, its jarring. But the great thing about retirement is you can finally do all those things youve wanted to do that you didnt have time for previously. Here are some of our ideas for what to do when you are first retired:
See The World Or Your Corner Of It
Travel ranks near the top of a lot of what to do in retirement wish lists. Some retirees have a certain city theyve always wanted to visit. And for others, a more consistent schedule of travel is a lot more exciting.
You dont have to cross an ocean to have a great travel experience. You could travel through North America and never see it all. Even travel within your own state could yield experiences that you didnt know were there.
The life of a traveler is varied. Some people buy an RV, and some love to take a train. Of course flying will take you practically everywhere. As for lodging, retirees can get creative. Book hotels, if thats your thing. Or check out Airbnb, a service that connects travelers with private B & B experiences in the U.S. and around the world.
You might even consider becoming an Airbnb host and rent out your home while you travel the world letting your home pay for your adventures.
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What To Do In Retirement Do What Makes You Happy
A lot of items on this list talk about doing something amazing. But that is not the real point. You dont have to be the best, the first, the oldest or the most.
Retirement is the time when it should not matter if you are keeping up with the Jones. Now is the time to do what makes YOU happy. You can enjoy the little things or you can swing for the fences. You can make a difference to your own loved ones or volunteer and change lives in your community. You might make a fortune doing what you love or you can make ends meet while pursuing your passion.
The scale of your endeavors should not matter.
Think hard and make sure that what you do after retirement matters to YOU.
Need some help? Many of us arent sure what one thing makes us happy. Here are a few books that might be useful.
Secrets To A Successful Retirement
The editor of a new book asked experts and happy retirees to reveal the keys to a fulfilling life after full-time employment
What are the secrets to a successful retirement?
When I set out to compile my book 65 Things to Do When You Retire , I trawled through hundreds of websites and blogs, looking for retirement experts and retirees with something fresh to say. I encountered one common theme: A successful retirement today is often about re-creation redefining who you are to make your future as meaningful as possible.
Beyond that, these are the 10 nuggets about successful retirements that stood out the most:
1. Find your passion, recommends retirement blogger Dave Bernard. This is not always as simple as it sounds, however. You have to dig deep inside yourself to determine what excites your heart and soul. But once you discover your passion and decide to pursue it, Bernard says, you’ll have a reason to get out of bed every day.
2. Free fall creates a new freedom to be ourselves, writes feminist and social reformer Gloria Steinem. Sometimes, she notes, taking a leap of faith can help you let go of the past as you find out who you really are. Steinem hopes women in retirement will be perennial flowers who re-pot themselves and bloom many times over the years.
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Maintain Your Retirement Plan
No matter what else you are doing on this list, maintaining your retirement plan is something that all of us must do.
It is important to assess your financial situation every 3-6 months. You need to know if you are going to have enough money to do what you want to do in retirement for as long as you live .
A good retirement calculator can help you with these assessments. The NewRetirement Planner is a detailed and highly personalized tool that saves your information so it is easy to update. Best of all, the planner gives you immediate feedback on the impact of any updates on your overall financial health.
Retirement Messages: What To Write In A Retirement Card
Retirement is a life event that can come with a mix of emotions: smiles and tears, excitement and uncertainty, a career full of memories and a future full of possibilities. When you add your own personal message to a retirement card, its a golden opportunity to emphasize the positives and make your recipient feel good about both past and future.
Need a few ideas for messages that make a new retiree feel honored, appreciated, and hopeful? Keep reading for writing tips and inspiration to help you do just that. Whether youre writing to a colleague, friend, or family member, weve got a range of message approaches to help you strike just the right note when you sign your card.
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Becoming Better Grownups: Rediscovering What Matters And Remembering How To Fly By Brad Montague
Becoming Better Grownupsis a beautiful book that reminds us of the most important priorities. It argues that senior citizens and children are the ones who have their priorities in order.
And that everyone else could learn something from observing them. Montague manages to deliver this message and make you laugh, too.
Travel In Retirement: Visit The Worlds Most Sacred Places
If youve always wanted to visit some of the earths most sacred, mysterious and wonderful spaces, Machu Picchu is a great place to start. Adios Adventure Travel offers trips to this sacred site that is an iconic location of the Inca civilization, and is willing to customize the trip to meet your needs.
Also, you can go on day trips, cruises, travel to new countries, or visit each of the contiguous United states.
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The Emotional Stages Of Retirement
Now that youre aware of the emotional aspects of retirement, we can look a little deeper into the stages and what comes with them. There are five typical emotional stages that come from Phil Richs How Best to Retire. Heres a little bit about each of these stages.
The Simple Path To Wealth By J L Collins
Like many money books, The Simple Path to Wealth aims to give you practical steps to live off your savings. It offers advice that can help you pick ways to invest and prepare for retirement. Collins covers how to use different financial tools to maximize your retirement funds.
The financial aspects of retirement can seem less interesting, but this is a good book to start with. Even if you’ve got other pressing retirement concerns, dont ignore this detail. Thinking about money before you start retirement will make everything easier.
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Things To Do And Places To Be
Hopefully, by now, youve got some ideas of whether or not youre emotionally ready to retire, and the wheels are turning when it comes to what youll do once you make the decision. While this is a big life decision, we believe it can still be a fun one to make. We support the decision to take it easy and enjoy the life youve been given.
If youre the type who needs a little extra inspiration for what types of things you can fill your time with, or some exciting ideas of places to travel to, let us help! Here are some great ideas for hobbies and destinations.
Book 105 Fun Things To Do In Retirement Description/summary:
On Sale Now $11.69 WELCOME TO YOUR RETIREMENT! The main course of your life has been amazing and its time to say goodbye to your stressful work. All there’s left to do now is to unfurl all the happiness that life has in store. The BEST retirement gift for anyone who loves something extraordinary to do after work! This wonderful book is the perfect way to give your friends or someone special in your life in a simple and thoughtful way! Suitable for any occasion, or just because… Included in Your Retirement Book: Guided Things To Do: 100+ fun things to do in retirement. This guided activity is simple yet it can be treasured forever. Pictures: Capture every moment to treasure forever. Notes: Make some notes of some of your unforgettable experience. 8.5 x 11 Inch: The perfect size for a memorable keepsake! Easy to complete and read. High-quality paper: Bright white paper with a clean modern design. Benefits You Will Get from This Book: Happiness. Build self – confidence. Makes you feel younger. Enhance creativity. Retirement is your chance to be true to your own self. It is an opportunity to pick up forgotten hobbies and nurture the little kid within you. After all, it’s never too late to start living the life that you have always wanted to. Unwind and give yourself a peace of mind. Order now!
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What To Do With Your Retirement Memory Book
What can you do with your retirement memory book when you’re finished making it? Aside from gifting it to a loved one, coworker, and so on, here are ideas for what to do with your retirement memory book:
- Family heirloom: These make excellent family heirlooms that can be passed down through generations to honor someone’s career and legacy.
- Funeral plan: It’s also common to include a retirement memory book in a loved one’s funeral. Whether you have an in-person, traditional funeral or a virtual funeral online with GatheringUs, including elements from this memory book is very powerful
- Final wishes: When making your final wishes, you might also want to include instructions for your retirement memory book. Ensuring it gets passed down to your next-of-kin, saved by your workplace, or restored in your memory is important. You can create a quick, legal will online in seconds with Trust & Will to protect your things and your wishes after death.
- Digital: You don’t have to make a physical retirement memory book. Uploading your book to a computer, the cloud, or social media keeps it around forever.
- Safe: Last but not least, you might want to protect it just in case anything happens. Keeping your retirement memory book in a secure, water-proof safe is a great idea. This also makes it easy to grab in an emergency.
An Irreverent Outrageous Funny Guide To Life After Work
After a lifetime of working, scrimping and saving, you have crossed the finish line into retirement. Free of bosses, timetables and long commutes, you have an exciting world waiting for you. With twenty, thirty, even a possible forty years of freedom before you, how do you choose what to do with the rest of your life? Stella Rheingolds 101 Fun Things to Do in Retirement: An Irreverent, Outrageous, Funny Guide to Life after Work offers ideas ranging from the arts to extreme sports. No money? No problem! Rheingold suggests many alternative budget options.
This is an upbeat, hilarious, unconventional take on retirement. You have the freedom to do anything you want, so get out there and buck convention. Want to get into art? Throw paint at a canvas. Explore street art. Do you have minimal finances? Dont worry. Some charcoal and paper will have you up and running, and you can find free online art classes. Not into the arts? Take up carpentry or mechanics. Start a club or meet-up group. Whatever you choose to do, Rheingold writes, if your kids arent worried about what you are up to, then youre probably not doing it right!
Sometimes we need permission to live a little, and Rheingold gives you carte blanche to follow your dreams. Im in my forties, and I found this book chock-full of motivating ideas. Why wait until retirement? I plan to start now!
101 Fun Things to Do in Retirement is available on Amazon in both paperback and Kindle formats.
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Write Even If Youre The Only One Who Reads Your Work
Finally, there is time to write that book you always wanted to, or to set up and manage a blog, write articles to be published in magazines or elsewhere, poems or your memoirs.
If writing a book sounds a step too far, why not start a gratitude journal! It is a great way to stay mindful and in the moment. It is the place where you can write down your reflections about whats positive in your life and what you are grateful for every day.
Become Your Own Financial Guru
While youre in the active saving and investing stage before retirement, you might look to an expert to help guide you in the right direction. But the time will come when you glide into maintenance mode. From there, you can probably manage it on your own as long as you keep learning and stay in touch with whats happening in the financial world.
Its entirely possible to become a self-made financial expert. Read everything that you can, including good blogs. And start watching TV shows about finance. Soon youll know what disintermediation, econometrics and other terms mean without calling a financial planning expert, because youll be the expert.
Using the NewRetirement Planner will help you!
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Book Keys To A Successful Retirement Description/summary:
A practical and balanced guide to living your best life after retirement. Congrats on your retirement! But now what will you do with all that free time? With Keys to a Successful Retirement, you’ll discover everything you need to know to get your retired years off to a great start. Covering topics like finances, embracing your passions, and dealing with feelings of aimlessness, grief, and depression that may crop up, this in-depth guide to retired living answers all the burning questions you want to ask–as well as those you’re afraid to. Take a complete look at your newfound freedom and explore what it really means to have a successful retirement. This in-depth guide includes: Essential basics–Make sure you’re retirement ready with advice for managing your savings, dealing with healthcare, staying fit, and more. Handling tough times–Dig into the more challenging aspects of retirement, like how to best handle the effects it can have on your mental health. Be your own boss–Get guidance that teaches you how to decide what you want your retirement to be and how you can lean into the things that you love. An exciting new chapter of your life is starting–get a helping hand ensuring it’s the best it can be!
Benefits Of Staying Mentally And Physically Active In Retirement
The CDC shares a lot of helpful information on why it is important to stay both mentally and physically active, especially when youre aging. They even share effective exercising plans for older adults, which you can find in this article on the website of the CDC. In the same article I referred to above, the CDC mentions that physical activity is essential to healthy aging. It is widely known that staying fit and physically strong helps you do your day-to-day activities without being dependent on others. Physical activities like sports, swimming, walking/ hiking also help with staying socially active. Often people share their moderate physical activity moments with like-minded people. It is a chance to catch up with one other.Social interactions are also essential to stay mentally active. When talking with other people, your brain needs to work to process the interactions. Next to social engagement, another great way of staying mentally active is to keep learning. Youre never too old to learn, right?! Learning new things helps you stay mentally fit and sharp. In my article, How Do I Keep My Brain Active In Retirement?, Ill share some other helpful ideas on how to stay mentally active.
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